Riskopus Cookie Policy
Riskopus ("Company", "Riskopus", "we", "us", or "our") uses cookies, tracking pixels, local storage, and similar technologies on our website (riskopus.com), web applications, and merchant dashboards (collectively, the "Services").
This Cookie Policy explains what cookies are, how we use them, the types of cookies deployed on our platform, and how you can manage or opt out of cookie usage.
This Cookie Policy should be read alongside our Privacy Policy and Master Terms of Service.
1. WHAT ARE COOKIES AND TRACKING TECHNOLOGIES?
Cookies: Small text files containing a string of alphanumeric characters that are placed on your computer or mobile device when you visit a website or web application. Cookies help websites remember your session, login preferences, and account settings.
First-Party Cookies: Cookies set directly by Riskopus to enable platform functionality, user authentication, and account authorization.
Third-Party Cookies: Cookies set by third-party service providers (e.g., analytics engines, payment gateways, or security platforms) operating on our behalf.
Session vs. Persistent Cookies: Session cookies expire automatically when you close your web browser. Persistent cookies remain on your device for a specified retention period or until you manually clear them.
2. HOW RISKOPUS USES COOKIES
Riskopus uses cookies and local storage technologies strictly for legitimate business, platform performance, and system operational purposes, categorized as follows:
2.1. Strictly Necessary Cookies (Essential)
These cookies are mandatory for the operation, security, and access integrity of the Riskopus platform. Without these cookies, core services such as merchant authentication, session maintenance, and dashboard navigation cannot function.
Purpose: User authentication, API key session management, load balancing, fraud prevention, and multi-factor authentication (MFA) validation.
Opt-Out: Essential cookies cannot be disabled through our cookie management banner, as the platform cannot function securely without them.
2.2. Performance & Analytics Cookies
These cookies collect aggregated, non-personally identifiable information about how Merchants and visitors interact with our website and user dashboard.
Purpose: Tracking page load times, platform response rates, identifying broken links, analyzing dashboard navigation flows, and measuring software performance.
Service Providers: Privacy-compliant analytics platforms (e.g., Google Analytics, PostHog, or internal telemetry scripts).
Data Processing: All analytics data is processed in anonymized or pseudonymized forms.
2.3. Functional Preferences Cookies
These cookies allow our web applications to remember choices you make while navigating the platform to provide an enhanced, personalized operational experience.
Purpose: Remembering language preferences, dashboard layout configurations, notification display settings, and active merchant profile selection.
2.4. Security & Anti-Abuse Cookies
Purpose: Detecting automated bot traffic, malicious card-testing vectors, distributed denial-of-service (DDoS) attempts, and unauthorized API exploitation.
PCI DSS & Payment Disclaimer: Riskopus cookies never record, store, or transmit unencrypted Primary Account Numbers (PAN), CVV/CVC codes, or sensitive cardholder authentication data.
3. THIRD-PARTY COOKIES & SUBPROCESSORS
Riskopus may integrate limited third-party operational tools on our public website or merchant interface. These third parties may set cookies on your browser to perform their specific services, including:
Infrastructure & Security Providers: Digital Ocean, ClaudFlare
Web Analytics: Google Analytics (configured with IP anonymization enabled).
We do not allow third-party operational providers to use data collected via Riskopus cookies for their own direct marketing or independent commercial purposes.
4. HOW TO MANAGE AND CONTROL COOKIES
You have the right to accept, customize, or decline non-essential cookies at any time.
4.1. Riskopus Cookie Preference Center
When you first visit riskopus.com or log into the Merchant Dashboard, a Cookie Preference Banner will allow you to grant or withhold consent for non-essential Analytics and Performance cookies. You can update your preferences at any time by clicking the "Cookie Settings" link in our website footer.
4.2. Browser Controls
Most modern web browsers allow you to manage cookie settings directly. You can set your browser to block all cookies, reject third-party cookies, or alert you when a cookie is being sent.
Manage Cookies in Google Chrome
Manage Cookies in Mozilla Firefox
Manage Cookies in Apple Safari
Manage Cookies in Microsoft Edge
Note: Blocking or disabling essential cookies may impact platform navigation, prevent login access to your Riskopus dashboard, or cause API integration controls to misbehave.
5. "DO NOT TRACK" (DNT) SIGNALS AND GLOBAL PRIVACY CONTROL (GPC)
Riskopus will honor Global Privacy Control (GPC) signals and other legally recognized opt-out preference signals to the extent required by applicable law. When our website or platform detects a valid opt-out preference signal transmitted by a compatible browser, Riskopus will process such signal in accordance with applicable data protection laws.
6. UPDATES TO THIS COOKIE POLICY
Riskopus reserves the right to update this Cookie Policy periodically to reflect changes in our technology, operational tools, or legal obligations. Any updates will be published on this page with a revised "Effective Date" at the top. We encourage you to review this policy periodically.
7. CONTACT US
If you have any questions or concerns regarding our use of cookies or tracking technologies, please contact our privacy compliance team at:
Riskopus
Privacy & Compliance Email: [email protected]
General Support: [email protected]
Corporate Entity: CloverApps LLC , Delaware, USA