VAMP ratio
Fraud reports plus disputes over settled card-not-present sales, against Visa's threshold.
Your month
How it's worked out
One month of activity, the same way Network Health computes it inside the app.
What this counts
Visa's merchant Excessive tier: 1.5% with at least 1,500 fraud reports plus disputes in the month. It applies to AP, Canada, the EU, the US and LAC; CEMEA's own values are higher — 2.2% over at least 150 events worth USD 75,000. Disputes resolved before a chargeback (RDR, CDRN) are not counted and Compelling Evidence 3.0 exclusions are not modelled, so a reading here is an estimate and never official programme standing.
VAMP Status
1.88%
Excessive Merchant
- Ratio 1.88%, threshold 1.50%
- Fraud reports and disputes: 1,800, threshold 1,500
The bands
- Ratio at or above 1.50%
- At least 1,500 fraud reports and disputes
This is where your month lands.
This ratio, every day, from your own transactions
Network Health reads your settled sales, fraud reports and disputes, tracks this ratio daily and forecasts where the month ends before it does.