American Express F30
EMV liability shift — counterfeit
← All reason codes
What the cardholder is claiming
A counterfeit card used where the chip was not read, shifting liability to the merchant under the EMV rules. The terminal data decides it, not the goods.
The record
- Network
- American Express
- Code
- F30
- Category
- Fraud
- Checked
- 2026-11-06
Defending a F30
Riskopus assembles the evidence this code calls for from your own order, delivery and device data, and files it before the deadline.